Experience Modification Review
Another value-added service of The Durnan Group is our on-going experience modification review of each policy. Please note while other companies offer this service and take 50% of any adjustments that could possibly be made, DURNAN GROUP DOES NOT CHARGE FOR THIS SERVICE.
Our review includes the following:
- Classification of Payroll—making sure your employees are properly classified at New York Compensation Rating Board (NYCIRB) or NCCI.
- Verification of Payroll—making sure correct payroll amounts are used by NYCIRB or NCCI.
- Actual Incurred and Primary Losses.
- Expected Losses and Primary Losses.